Auto Insurance

Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles , and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability  that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and posibly damage to the vehicle, sustained from things other than traffic collisions.


In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly. So it is very important for us to get an Auto Insurance on purchase of any vehicle. Sometimes getting an Auto Insurance can be challenging as there are multiple options available but the best way to go about getting it is to get Insurance Quotes Online.

Several jurisdictions have experimented with a "pay-as-you-drive" insurance plan which is paid through a gasoline tax (petrol tax). This would address issues of uninsured motorists and also charge based on the miles (kilometres) driven, which could theoretically increase the efficiency of the insurance, through streamlined collection.


The regulations for vehicle insurance differ with each of the 50 US States and other territories.
Vehicle insurance can cover some or all of the following items:

• The insured party (medical payments)
• The insured vehicle (physical damage)
• Third parties (car and people, property damage and bodily injury)
• Third party, fire and theft
• In some jurisdictions coverage for injuries to persons riding in the insured vehicle is available without regard to fault in the auto accident (No Fault Auto Insurance)

Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently.

So, please insure your vehicle once you get one.

New Alfa 8C GTA

The stunning 8C has developed a mean streak. Take a look at our exclusive images of the hardest, loudest and fastest Alfa ever – the 8C GTA, which will help mark the firm’s centenary in style next year.

Following in the footsteps of the 1965 Giulia Sprint GTA, it’s a model designed to blur the lines between a no-compromise race car and a comfort-oriented road machine. Alfa has cut no corners: the new vehicle is the most extreme to leave the factory gates.

The 8C coupé’s svelte lines can still be clearly seen, giving the car real grace and elegance. However, design cues such as the aggressive bonnet vents and ice-white ‘mouth’ not only make this model stand out from the pack, but give a nod to the firm’s illustrious racing history, too.

The body panels are carbon fibre, as is the bodykit, which comprises chunky side sills, a road-scraping chin spoilerand race-style rear diffuser. A stripped-out cabin with bucket seats and the bare minimum of kit, as well as more carbon fibre trim wherever possible, will help slash the kerbweight.

Expect the 8C GTA to tip the scales at 1,450kg – around 150kg less than the standard coupé and only 100kg heavier than its premier rival, the Ferrari 430 Scuderia. And to give it any chance of competing on level terms with its scorching counterpart, Alfa knows the 450bhp 4.7-litre V8 will need some attention as well. An ECU remap is likely, along with lower-friction components and a higher rev limit to help push power past the 500bhp barrier.

With the GTA’s lightweight construction and an extra dose of horsepower, acceleration should be phenomenal. A 0-60mph time in less than four seconds seems feasible, plus a top speed approaching 200mph.

The 8C has never been a car to go about its business quietly. However, a new triple-pipe arrangement apeing the setup on Ferrari’s 458 Italia, as well as less sound-deadening, will take the symphony to a new level.

A lower and significantly stiffer suspension set-up will help to keep the 8C flat in corners and in contact with the tarmac more of the time. Carbon ceramic brake discs will be offered as an option, for fade-free stopping even on the track.

And the newcomer could be spending more time on the circuit than you may think! The original Giulia Sprint GTA was conceived as a race car, and the 8C GTA could be the model to take the legendary Alfa badge back into competition. With the Maserati GranTurismo racing in the GT4 class and the Ferrari F430 enjoying success in GT3 and GT2, there’s potentially space for Alfa to compete for honours in GT1.

Only 500 8C coupés and 500 8C spiders are planned to be built, but next to the 8C GTA they will seem commonplace!

A mere 100 examples are likely to go on sale, with a price tag in the region of £200,000.

BMW X1

BMW is adding another ‘X’ in its family SUVs box! Following in the tyre tracks of the X5, X3 and X6 comes the X1 – the baby of the range and the fourth X model in the firm’s portfolio.

These first official pictures reveal the newcomer is virtually identical to the concept, with conservative styling that looks strikingly similar to the X3. In fact, it’s only 10cm shorter.

For the first time on an X model, BMW is offering a choice of rear or four-wheel-drive variants, badged sDrive and xDrive respectively. The X1 also marks the SUV debut for the firm’s Auto Start-Stop and Brake Energy Regeneration technology – albeit only on manual cars. Other options include sat-nav, the iDrive cabin control system and a host of stowage compartments throughout the interior. There’s also a design package, bringing sports seats and upgraded trim.

The X1 is a strict five-seater, and prices start at £22,600 for the sDrive 18d. This is the most economical model, with its 143bhp 2.0-litre four-cylinder diesel promising 54.3mpg. xDrive versions with the same powerplant start at £23,940.

Topping the range will be the 23d. This 4WD-only car has a 204bhp 2.0-litre twin-turbo engine, and costs £29,055.

All cars come in SE trim, and there will be no petrol option in the UK at the launch in late October. A six-speed manual gearbox is standard on all models except the xDrive23d. It gets a six-speed Sport automatic transmission with paddleshift changes.